New analysis by property management and finance platform Lendlord has found that 17.7% of landlords analysed recorded annual rental income above £50,000, as the next quarterly update deadline under Making Tax Digital for Income Tax (MTD) approaches.
Based on portfolio records as of 30th September 2026, the findings highlight the importance of maintaining digital records ahead of the 7th November deadline for the second quarterly update.
The requirements currently apply to eligible individuals with qualifying annual income above £50,000. The threshold falls to £30,000 from April 2027 and £20,000 from April 2028, bringing more landlords into scope.
Qualifying income includes combined gross income from property and self-employment, before expenses, meaning landlords with rental income below the threshold may also need to comply.
Lendlord is HMRC-recognised software for Making Tax Digital for Income Tax. Its MTD Hub enables landlords to connect to HMRC and submit quarterly property income and expense updates directly from the platform.
Bank connections, transaction reconciliation and categorisation tools help landlords maintain digital records, while reminders help them keep track of reporting deadlines.
The full findings and methodology are available at Lendlord.io
More information about Lendlord’s MTD Hub is available at Lendlord.io
Aviram Shahar, co-founder and CEO of Lendlord, said:
“More than one in six landlords in our analysis recorded annual rental income above £50,000. With the next quarterly deadline approaching and lower thresholds bringing more landlords into scope over the next two years, digital reporting is becoming an essential part of running a property business.
“The practical challenge is keeping records organised throughout the year. Bringing rental income, expenses and bank transactions together makes quarterly reporting more manageable and gives landlords a clearer picture of their portfolio’s performance.”
