Zephyr Homeloans, now part of Pepper Advantage, has launched a new range of Special Edition 5-Year Fixed Rates with no valuation fee and no application fee. The products are available to both individual landlords and limited companies.
The launch reflects continued demand from landlords for products that balance competitive pricing with lower upfront costs and greater flexibility.
Brokers can choose between two product fee options:
0% product fee
6.24% on standard properties
6.39% on HMOs/MUFBs up to six bedrooms/units
2% product fee
5.84% on standard properties
5.99% on HMOs/MUFBs up to six bedrooms/units
Zephyr has also enhanced its lending criteria and now supports loans to limited company subsidiaries within more complex structures, as well as corporate lets for tenant employees. This strengthening of criteria gives brokers additional support for the more complex cases they are increasingly seeing.
The Special Edition range and updated criteria are available immediately and reflect Zephyr’s ongoing commitment to supporting brokers and their clients.