Pepper Money has launched a Limited Edition remortgage only offer, with no upfront fee, on its Pepper 48 and Pepper 36 core and Light ranges.
The limited offer is available across 16 products on 2- and 5-year fixed rates and is designed to help your customers limit their spend upfront, whilst giving the certainty that the rate and product you select won’t change after DIP stage. With no upfront costs, you can offer your customers the reassurance of manual underwriting that doesn’t cost a penny until completion.
Rates on the Limited Edition remortgage offer are available from 5.89% up to 75% LTV, and in addition to zero upfront fees, the products also come with free valuations.
Paul Adams, Sales Director at Pepper Money, says:
“UK Finance expects remortgage lending to increase by 30% in 2025, compared to just a 13% rise in product transfers, so brokers can look forward to a growing number of customers looking to shop around for a new mortgage deal in the next 12 months.
“Many will be looking to raise additional capital, perhaps for debt consolidation or home improvements and, at Pepper, we don’t credit score or use debt-to-income ratios to make lending decisions. This places us in a strong position to help more customers access the loan size they want. We also offer capital raising up to our maximum LTVs.
“This Limited Edition remortgage product is available with no fees payable upfront , which should be particularly attractive to those customers who may have just missed out on a high street mortgage and want the certainty of a mortgage offer without having to fork out on fees.”
