Darlington Building Society has launched two new Limited Company Buy to Let products, designed to give property investors greater flexibility and choice when structuring their portfolios.
The new range includes a two-year fixed rate at 5.29% and a five-year fixed rate at 5.39%, both available up to 75% loan-to-value (LTV). Each product comes with a £999 product fee plus valuation fee.
Available through the society’s intermediary network, the range is open to first-time buyers and first-time landlords, with no minimum ownership period or minimum income requirements for either borrower type. For landlords looking to remortgage, there is also no minimum ownership period
The products are also available for holiday let properties, providing an attractive route for landlords seeking to diversify into the short-term rental market, a sector that continues to show strong returns across UK tourist destinations.
A non-restricted solicitor panel gives brokers and borrowers the freedom to work with their preferred legal partners.
This new launch demonstrates Darlington Building Society’s continued commitment to supporting the specialist lending sector, ensuring that both new entrants and experienced investors can be supported with no minimum ownership period on the product.
The move follows Darlington’s expansion to the criteria on its Professionals range in July to include more key worker professions with variable income streams and considering 100% of allowances and overtime for affordability calculations.
The society also launched into the foreign currency mortgage market in August this year, allowing applicants to demonstrate mortgage affordability in up to 16 different currencies, including Hong Kong Dollar and UAE Dirham.
Marcus Bennett, Customer Success Director at Finova, commented:
“We’re proud to have supported Darlington Building Society with the launch of its new Limited Company Buy to Let range through our Finova Lending platform.
“This marks another great example of how lenders can quickly and confidently expand into new segments using our MSO technology.
“Finova Lending MSO remains the highest-rated mortgage origination platform among brokers, and it’s rewarding to see it helping Darlington deliver innovative products that meet the evolving needs of landlords and property investors.”
Chris Blewitt, Head of Intermediary Distribution at Darlington Building Society, commented:
“Limited Company Buy to Let has evolved from a niche option to a mainstream choice for landlords at every stage. For those just starting out, it provides a professional framework to begin building a portfolio while keeping personal and property finances clearly separated.
“For seasoned investors, it can offer more efficient tax treatment, easier management of multiple properties, and the flexibility to reinvest profits within the company structure.
“Our new products are designed to make limited company lending accessible, transparent, and adaptable, particularly for those branching out into areas like holiday lets, where short-term rental income can strengthen cashflow and build equity faster.”
Darlington’s broker network will have full access to these new products through its intermediary portal, with the same dedicated underwriting support the society is known for across the specialist mortgage market.