Specialist lender Together has introduced a further innovation to its product suite with flexible lender arrangement fees across a selection of commercial finance products.
Choices on arrangement fees will be offered across Buy-to-Let mortgages, and Commercial Term loans allowing customers to benefit from a lower rate. The products will be offered to direct customers as well as Together’s intermediary, network and club and gold broker partners.
This enhanced flexibility will enable brokers to view how adjusting arrangement fees affects the interest rates offered. For example, an unregulated Buy-to-Let two year fixed rate product with a 2.5% arrangement fee and interest rate of 8.49% could be adjusted to an arrangement fee of 5% with an interest rate of 7.49%.
Tanya Elmaz, Director of Intermediaries at Together says, “We are always looking to offer brokers greater flexibility and affordability options to their customers. By offering a choice on arrangement fees brokers can advise customers on wider options to reduce their monthly payments in order support their property ambitions.”
Introducing greater choice and flexibility alongside high levels of customer service are key drivers behind Together’s vision to be the UK’s most valued lender.
The new product innovations come as Together continues to broaden the reach of its products through working directly with Network and Clubs. The channel, headed up by Nick Parker has launched partnerships with The Right Mortgage Network, TMG Direct Network and In Partnership accelerating the number of advisors that can access Together’s Network and Club portal by over a thousand. The new Network and Club partners join HL Partnership and Mortgage Advice Bureau (MAB) who have already enrolled to access Together’s award-winning products as the specialist lender expands its distribution in the UK.
This week the Cheadle based lender is also named within the Financial Times Europe’s Long-Term Growth Champions 2025. The list comprises of 300 companies across Europe ranking those that have achieved the highest percentage growth in revenues since 2013 and 2023, highlighting companies achieving sustained growth and consistently outperforming other European enterprises over the last decade.
In addition, Together has also been awarded accreditation from CCA, a leading authority on customer contact strategies and operations for a consecutive second year.
CCA Global Accreditation’s independent review, provides a benchmark for more than 40 business areas, including strategy, business policy, customer focus, employee engagement, corporate security, risk management and business performance.
Findings of the Cheadle-based lender’s assessment called out Together’s transformation programme, service modernization, strategic priorities and progress against Diversity, Equality and Inclusion as key areas of successful progress, remarking on the business’ continuous improvement in customer and colleague engagement.