The Mortgage Lender (TML), part of Shawbrook, has announced a series of enhancements to its buy-to-let (BTL) range, including rate reductions of up to 0.35% and the relaunch of key 75% loan-to-value (LTV) products.
Effective from 12 May 2026, the changes apply across both two-year and five-year fixed rate products, reinforcing TML’s commitment to supporting landlords with flexible financing solutions.
Rates for standard BTL properties now start from 4.14%, while products for houses in multiple occupation (HMO) and multi-unit blocks (MUB) begin from 4.29%.
Alongside these reductions, TML has relaunched a selection of 75% LTV products across both two-year and five-year fixed terms, broadening choice for landlords seeking lower leverage options in a dynamic market.
The refreshed range continues to reflect TML’s “real life lending” approach, with criteria designed to support a wide range of landlord scenarios. Key lending features include:
- Loans of up to £3 million per property
- Up to £5 million per customer
- No set cap on portfolio size
The changes are set to support brokers and their landlord clients with improved affordability and product availability.
Commenting on the changes, Louise Apollonio, Sales and Distribution Director for Retail Mortgages at Shawbrook, said: "These changes are designed to make it easier for brokers to get cases placed in a market where cost and flexibility really matter. By reducing rates and reintroducing 75% LTV products, we’re giving brokers more ways to place cases confidently, whether that’s for lower leverage borrowing or more complex properties like HMOs.
In a market that continues to evolve, speaking to a broker early can make a real difference, so it’s important they have the right options and support behind them. Ultimately, this is about giving brokers the confidence to place business with us, get it through, and deliver the right outcomes for their clients.”
