Stamford Finance has crossed the £100m mark in total lending, driven by its pragmatic lending model and willingness to support borrowers where traditional lenders step back.
Since its 2022 founding, the specialist lender has built a well-balanced portfolio, with residential transactions representing half of all deals.
Transactions average £2.15m at 64.59% loan-to-value, with lending activity spread across England, Scotland and Wales.
Development exit finance has emerged as a particularly strong area of demand, though the business maintains diversity across both bridging and development funding.
While 30% of deals are concentrated in the South East, the firm's national footprint reflects its commitment to supporting projects wherever strong fundamentals exist.
Recent transactions demonstrate the lender's distinctive approach to lending. The firm provided £3.1m of bridging finance secured against a Grade II listed wedding venue in Yorkshire, taking a considered view on a heritage property where many lenders maintain blanket exclusion policies.
Similarly, a £1.97m development facility in Shepherds Bush showcased the lender's commitment to honouring terms over extended timeframes—maintaining original pricing despite a year-long delay caused by planning complexities and coordination requirements with Transport for London.
Beyond the numbers, Stamford Finance's growth reflects a deliberate focus on relationships and accessibility. The firm has consistently emphasised its willingness to engage directly with borrowers and brokers, offering genuine support throughout the lifecycle of each deal rather than retreating behind rigid credit policies.
This commitment to open dialogue has been reinforced through 2025 with the launch of Stamford's podcast, featuring industry experts sharing insights on navigating the finance landscape. The debut episode with development finance specialist Uliana Kuzmis provided actionable guidance on creating compelling funding applications—an extension of the firm's broader ethos of supporting, not just financing, developers.
Peter Beaumont, Director, commented: "Breaking through £100m validates the approach we've taken from day one. We've deliberately positioned ourselves as a lender that developers and brokers can actually talk to—not just submit applications to.
"Our growth in 2025 has been particularly strong because we've been able to move up the LTV curve when the fundamentals justify it. Where banks see complexity and decline, we see an opportunity to apply discretion and common sense. That might mean supporting a Grade II listed property, maintaining pricing commitments through planning delays, or structuring around a borrower's specific exit strategy.
"We're using our own capital, so we can make decisions that reflect the reality of each deal rather than fitting everything into a standardised box. That's proven especially valuable this year as developers have faced tighter constraints elsewhere in the market.
"With our book now well diversified and demand for development exit finance running particularly high, we're focused on continuing to deliver the speed, flexibility and partnership approach that's got us here."
