Real estate lender Mera Investment Management has announced that it has surpassed £100 million in total lending, marking a significant achievement in the company’s continued expansion within the UK’s specialist real estate finance market.
In 2025, Mera has more than doubled its assets under management, further cementing its position as a fast-growing provider of institutional-quality real estate finance.
The average loan size has increased to £9 million (up from £8 million in 2024), with an average term of 18 months.
LTVs across the portfolio range from 40% to 75%, with a blended LTV of 55%.
Mera’s loan book continues to show strong diversification, with exposure across multiple asset classes:
- Residential – 59%
- Self-Storage – 11%
- Leisure & Hospitality – 10%
- Office – 14%
- Land – 6%
Regionally, lending activity is concentrated in London (35%), the South East (47%), and the Home Counties (14%), with some exposure in the South West (4%).
Over the past year, Mera has expanded its team with several strategic hires, including Raj Bath as Portfolio Manager and Paul Bembridge as Financial Director. Two more senior team members are expected to join before the end of 2025 as the firm strengthens its origination, portfolio management, and investor relations functions to support its next phase of growth.
This expansion aligns with Mera’s strategy to secure additional funding lines from both institutional and private capital partners — a move designed to accelerate its lending capacity and scale its platform further in 2026.
Edward Matthews, CEO of Mera Investment Management, commented:
“Hitting £100 million in lending is a proud moment for the team and a clear sign of the market’s trust in our model. Over the past year, we’ve built strong momentum — both in terms of origination and team capability — and that gives us a powerful platform for what comes next. Our sights are firmly set on surpassing £200m by the end of 2026.
“We are now actively exploring new funding lines that will allow us to further broaden our reach and support a wider range of borrowers and projects across the UK. 2026 will be a year of accelerated growth for Mera, and we’re confident that our combination of service led approach, flexibility, and ability to invest equity will continue to set us apart in the real estate lending space.
“As we look ahead, our focus remains on sustainable growth: scaling responsibly, deepening partnerships, and continuing to deliver strong outcomes for our investors and clients.”
