Landbay, has today (25th February 2026) announced a series of rate cuts across all buy-to-let products covering its Premier, Core and Specialist ranges.
Within its Premier range, rates have been reduced by up to 15 basis points (bps) covering two- and five-year, fixed-rate products, including Like for Like remortgage, Product Transfers, as well as five-year fixes with free valuation and assisted legal options.
Landbay’s Premier five-year fix with a zero fee is now available at 4.95%, previously 5.09%, while its five-year fix with a 3% fee is now available at 4.35%, down from 4.49%. Both products are available up to 75% LTV.
Also in the Premier range, Landbay has cut its five-year remortgage fixes, which are also available up to 75% LTV, and come with assisted legals and free valuations, to 4.97%, previously 5.09%. These products feature a fixed fee based on the loan size, up to £750K.
Premier is a range of standard products for landlords with up to 15 mortgaged properties, available to both individual and limited company landlord borrowers, and features Landbay’s most competitive rates.
Within its Core and Specialist product ranges, which covers limited companies, holiday lets and small HMOs/MUFB, Landbay has reduced rates by up to 20 bps.
Landbay said these latest rate reductions offer brokers and their landlord borrower clients keener pricing across a wide of range of buy-to-let products, covering all aspects including purchases, remortgages, PTs, or if they are seeking to fund more specialist property types.
Rob Stanton, Sales and Distribution Director at Landbay, said:
“The market has shifted again in recent weeks, and we have taken the decision to pass on further rate reductions across our range. We know brokers are working with landlords who are focused on managing costs and planning ahead with greater certainty, particularly those coming to the end of existing fixed rates. By cutting rates across our Premier, Core and Specialist, we are giving advisers more scope to place cases competitively, whether they are straightforward or more complex.
“It is also important that price is backed up by strong service and a clear product structure. Our five-year remortgage fixes with assisted legals and free valuations remain a key part of that, helping landlords refinance efficiently while keeping upfront costs in check. We will continue to review our pricing closely and respond where we can, so brokers have the support they need in a market that remains active and price-sensitive.”
