Accord Mortgages is cutting rates on both its residential and buy-to let product ranges.
Effective from 8am on Monday (8 June, 2026), changes for the intermediary-only lender’s residential range include reductions across the board. Products across a wide range of loan-to-value (LTV) and product terms have been reduced by up to 0.46%. Accord has also added new products for borrowers remortgaging with a larger deposit up to 65% LTV, which start from 4.67%.
For landlord clients, effective from 8am on Friday (5 June, 2026) two-year fixed buy-to-let products have been reduced by up to 0.30%, while three-year are down by up to 0.25%. For those seeking longer-term certainty, five-year fixed rates also been reduced by up to 0.22%.
Highlights of the range refresh for residential borrowers include:
- A two-year fixed rate at 5.17% (was 5.43%) for first time buyers up to 90% LTV, which comes with a £495 fee, £500 cashback and free standard valuation
- A two-year fix at 4.71% (was 5.17%) for those remortgaging up to 75% LTV, which comes with a £1,495 fee, £500 cashback and free standard valuation
- And a five-year fix at 4.69% (was 5.00%) for house purchasers at 85% LTV, which comes with a £1,495 fee and free standard valuation.
Buy-to-let highlights include:
- A two-year fix at 4.87% (was 5.17%) for those remortgaging at 60% LTV, which comes with a £995 fee, free standard valuation and remortgage legal service
- A five-year fixed rate at 4.87% (was 5.09%) for remortgages at 75% LTV, which comes with a £3,495 fee, free standard valuation and remortgage legal service
- And a fee-free two-year fix at 5.32% (was 5.62%) for house purchasers at 75% LTV, which comes with free standard valuation.
Aidan Smith, mortgage product manager at Accord, said: “We’re pleased to take this opportunity to improve the competitiveness of our range across the board, ensuring better value across a wide range of options for brokers and their clients, whether they are looking to buy or remortgage a home or finance a buy-to-let property, these changes provide greater choice.”
